My Line My Way

Your Loan. Your Terms. Your Flexibility.

My Line My Way is a personal line of credit designed to give you freedom and control when life doesn’t stick to a plan. Borrow what you need, when you need it — and only pay interest on what you use.

Why Members Choose My Line My Way

  • Favorable fixed rates for predictable payments

  • Helps protect against overdrafts, allowing you to avoid costly fees

  • Easy access through Online Banking — anytime, anywhere

  • Interest only on the amount you borrow, not your full credit line

  • Flexible funds for planned expenses or unexpected moments

Whether you’re covering a short-term need or want peace of mind knowing support is there, My Line My Way helps you move forward with confidence.


How To Apply For A Personal Loan

Applying Is Fast and Easy!

  1. Submit application

  2. Get preapproved

  3. Complete your loan documents

Personal Loan applications accepted online 24 hours a day, 7 days a week.
We will respond within one business day. Applications may also be taken by phone by calling (316) 263-5756, option 2, or by visiting any of our locations.


Rates and terms are based on creditworthiness for qualified borrowers. Contact the Lending Department for details on applicable fees, rates, and terms.